Jazbeen Ali

Jazbeen Ali is set to make history at the Fiji National University’s (FNU) graduation ceremony at the Vodafone Arena in Suva next week.

She will become the first Fijian to graduate with a Doctor of Philosophy (PhD) in Accounting and Finance from FNU’s College of Business, Hospitality and Tourism Studies (CBHTS).

Her achievement marks a significant milestone not only for her personally, but also for the University and the nation.

Ali’s journey with FNU began in 2010, when she joined the University as a tutor in accounting, holding only a bachelor’s degree at the time. Over the years, her dedication and perseverance saw her complete postgraduate studies, earn a master’s degree, and steadily progress through the academic ranks. She was promoted to Assistant Lecturer, then to Lecturer in Accounting, and now, after many years of commitment, she is graduating with her PhD.

“I have grown at FNU over the years, and I have truly made the most of my time here,” Ali reflected.
“I never imagined that I would complete a PhD one day, so this achievement is incredibly special to me. It represents not only an accomplishment, but a testament to my capabilities.”

“I am excited that I will soon be receiving my PhD and stepping into a new identity, one that comes with new expectations,” she added.

“At the same time, I feel a great sense of relief that this challenging journey has come to an end, and that I am now beginning a new chapter filled with fresh challenges.”

Her PhD research focused on the challenges faced by Fijian Micro, Small and Medium Enterprises (MSMEs) in accessing finance. She selected the topic, ‘Financing Challenges Experienced by Fijian Micro, Small and Medium Enterprises: Adaptability of Islamic Banking and Financing Options as a Strategy’, driven by her passion to help small businesses overcome financial barriers.

“I chose this topic because MSMEs in Fiji often experience significant financing challenges and have limited access to alternative options that do not involve interest,” she explained.

“There are possible alternative financing mechanisms that do not charge interest and do not require collateral. These options can also motivate young MSME owners who are unable to find employment but wish to start their own businesses, thereby helping to address unemployment.”

Ali’s path to completing her PhD was not without obstacles, including the need to change supervisors multiple times. However, her determination to succeed never wavered.

“My journey was not easy,” she recalled. “I had ongoing challenges with changing supervisors. Finally, in my fifth year of study in 2023, I was guided by Dr Shalendra Kumar and Dr Vishwa Prasad, who supported and helped me reach the finish line.”

Her motivation was deeply rooted in the support of her family, mentors, and colleagues.

“It was my research topic and the support of my last two supervisors that truly kept me going,” she said.

“In addition, the high expectations of my colleagues who looked up to me as an example inspired me not to give up. I was reminded that I represent many, especially the women in my College.”

Ali also dedicated her achievement to her mother, who played a vital role in her success.

“I dedicate this PhD to my mother, who has been my pillar of strength. She took care of the household responsibilities while I focused on my studies,” she said.

Her message to current PhD students is one of resilience and encouragement:

“Your PhD journey will take time, and you will face challenges along the way, but do not give up. Keep going.”